JobSeeker’s Allowance

JobSeeker’s Allowance (JSA) is the main benefit for people of 'working age' who are out of work. People who are out of work (or working less than 16 hours per week on average) are eligible, as long as they are capable of working, available for work, actively seeking work and below state pension age.

There are two types of JSA: contribution-based and income-based.

  • Contribution-based JSA is for people who have paid or been credited with class 1 National Insurance contributions (NICs) in relevant tax years.  These are contributions that are paid by employers and employees through payroll - so it you have had a job where you get a payslip, not working freelance, your employer should have been paying class 1 NICs (you can see these listed on your payslip).  Self employed people, who pay class 2 and class 4 NICs, will not generally qualify for contribution-based Jobseekers Allowance.
  • Income-based JSA is based on your income and savings.  You may get this if you have not paid enough NICs (or you've only paid contributions for self-employment) and you're on a low income.

For each type of JSA you get a weekly rate according to your age, status and dependents.  See the JobCentre Plus website for up to date amounts and full information on claiming and further contact details.

After six month's unemployment, your JobCentre Plus can tell you about extra help you might be able to get, depending on your circumstances and what’s available in your local area, in finding work.  This can include:

  • access to jobs where an employer receives £1,000 recruitment subsidy and in work training support depending on location
  • help to set up your own business or become self-employed, including financial help and specialist advice
  • the training that is available if you need to improve your skills or develop new ones that will increase your job prospects
  • voluntary work you could do while seeking full time work

You are stongly advised to initially seek information from your Citizen's Advice Bureau, who can advise you on the full range of benefits you can claim for your circumstances.

This article is from the Artlaw Archive of Henry Lydiate's columns published in Art Monthly since 1976, and may contain out of date material.
The article is for information only, and not for the purpose of providing legal advice.
Readers should consult a solicitor for legal advice on specific matters, and artists in London can get free online legal advice from Artquest