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In addition to insurance for artwork, as listed here, Public Liability insurance is essential when undertaking any workshops or art activities involving members of the public, be it in a community centre, an outdoor park or school. Without insurance cover the artist can, if a person becomes injured or equipment is broken, be held personally accountable.
If you are self-employed you can join small business organisations that offer free legal representation or you can take out legal cover from specialist insurance brokers.
[a-n]'s The a-n Artist subscription + AIR membership provides free limited £5m public liability insurance cover tailored to visual and applied artists and The AIR Artists' Insurance Policy provides low-cost options for studio, contents, artwork, exhibition or a personalised quote against specific needs.
Contract Store.com
Tel: 020 8783 9629
Email: admin@contractstore.com
Website: www.contractstore.com/art-gallery-artist-agreement
Contract Store.com has a huge amount of legally binding contracts for all kind of activies, including Artists agreement, Intellectual Property, Model Release and more. All contracts prices are around 40 pounds + VAT.
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Co-operative & Community Finance
Brunswick Court, Brunswick Square, Bristol BS2 8PE —
Google Maps
Tel: 01179 166 750
Fax:
01179 166 751
Email: info@co-opandcommunityfinance.coop
Website: www.icof.co.uk
Co-operative & Community Finance has been providing loan finance for co-operatives, employee owned businesses and social enterprises for 30 years. They raise money primarily by public share issue and lend it for social purpose and collective benefit, also managing loan funds for several other organisations providing co-operative and community finance. Authorised and regulated by the Financial Services Authority (FSA) in the conduct of investment business.
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Passport to Export Success
Website: www.uktradeinvest.gov.uk/ukti/appmanager/ukti/ourservices?_nfls=false&_nfpb=true&_pageLabel=support_to_succeed
Passport to Export is an innovative government initiative, delivered by UK Trade and Investment, providing fast-track support to help small & medium companies open the doors to international trade and become successful exporters.
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Digita Tax Central
Website: www.digita.com/taxcentral
Online tax advice and calculation.
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Event Insurance Services Ltd.
Tel: 01425 470360
Website: www.events-insurance.co.uk
Can provide multiple events or One-Off Event policies, including Public Liability up to £5,000,000, Employers Liability up to £5,000,000 and cancellation cover.
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HM Revenue and Customs
Tel: 0845 010 9000
Email: VAT: Enquiries.estn@hmrc.gsi.gov.uk
Website: www.hmrc.gov.uk
Website: www.hmrc.gov.uk/partnerships/fagcwf1.shtml
HM Revenue & Customs (HMRC) was formed on the 18 April 2005, following the merger of Inland Revenue and HM Customs and Excise Departments. They offer advice on national insurance, statutory maternity, sick pay and tax matters, VAT, regulations on importing and exporting of art/ design products. It is your responsibility to register if you are self-employed, by telephoning your nearest office or on their website.
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Association of British Insurers
51 Gresham Street, London EC2V 7HQ —
Google Maps
Tel: 020 7600 3333
Fax:
020 7696 8999
Email: info@abi.org.uk
Website: www.abi.org.uk
Professional association which addresses complaints and inquiries related to insurers.
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AXA Art
106 Fenchurch Street, London EC3M 5JE —
Google Maps
Tel: 020 7265 4600
Email: info@axa-art.co.uk
Website: www.axa-art.co.uk
AXA Art Insurance Limited has been insuring private collectors, dealers, museums and exhibitions in the UK since 1982. Specialities include insurance for Fine Art, Antique Furniture, Ceramics, Silver, Antiquarian Books, Wine, Collectables, Household Contents and Buildings.
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British Insurance Brokers' Association (BIBA)
14 Bevis Marks, London EC3A 7NT —
Google Maps
Tel: 0901 814 0015 (Call charges are 25p/min
Email: enquiries@biba.org.uk
Website: www.biba.org.uk
BIBA, the British Insurance Brokers' Association, is the UK's leading general insurance organisation. They can provide listings for brokers in specialist areas (from their membership).
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Heath Lambert Group
Blackwall Green, 133 Houndsditch, London EC3A 7AH —
Google Maps
Tel: 020 7234 4311
Fax:
020 7234 4348
Website: www.heathlambert.com
Blackwall Green (Jewellery and Fine Art) is a division of Heath Lambert Group. Experts of public liability/exhibition, transit, all risks, theft, loss damage, etc.
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Hiscox PLC.
1 Great St. Helen's, London EC3A 6HX —
Google Maps
Tel: 020 7448 6000
Fax:
020 7448 6797
Email: enquiry@hiscox.co.uk
Website: www.hiscox.com
Hiscox are an industry leader in Business Insurance, Public Liability and Employers Liability Insurance.
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Pro Active Resolutions
1c Conduit Street, Leicester, LE1 0JN —
Google Maps
Tel: 0116 224 7122
Email: arts@proactiveresolutions.com
Website: www.proactiveresolutions.com
They have a section on the website with downloadable financial fact sheets, guides and overviews for creative individuals, co-operatives & charitable organisations.
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Hencilla Canworth Ltd
Simpson House, 6 Cherry Orchard Road, Croydon, CR9 5BB —
Google Maps
Tel: 020 8686 5050
Email: mail@hencilla.co.uk
Website: www.hencilla.co.uk
Artists insurance for studio and equipment, artwork and exhibition cover, employers' and public liability.
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Barclay Brown Business Insurance
Barclay Brown (Lancashire) Ltd, Irwell House, 713 Bacup Road, Waterfoot, Lancashire BB4 7EU —
Google Maps
Tel: 0800 037 9395
Website: www.liabilityquotes.co.uk
Information about and online quotes for public liability insurance.
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InsuredRisks.co.uk
insuredrisks.co.uk, 1 Friary, Temple Quay, Bristol BS1 6EA —
Google Maps
Website: www.insuredrisks.co.uk
Insured Risks Limited was formed in 2002 to deliver competitive insurance products to small businesses and tradesmen over the internet. The business has rapidly grown and now has over 14,000 customers. Working with major European insurers they provide competitively priced insurance products to the small-business community. Easy to use quote system, do not collect unnecessary data and can allow most customers to go on cover immediately. Includes public liability insurance.
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InsureMyLiability.co.uk
Cromwell Business Park, Chipping Norton, Oxon —
Google Maps
Tel: 0845 450 5360
Email: contact@insuremyliability.co.uk
Website: www.insuremyliability.co.uk
Insuremyliability.co.uk is brought to you by CETA ltd. and offers online access to all types of general insurance products for the UK market. Currently provide insurance cover for over £3.5 billion worth of domestic property, through a network of 4,000 agents using our own tailor made quotation and administration software. Insurance covers Buildings and Contents, Motor, Commercial, Mortgage protection, Liability, Legal Protection, Travel and Pet insurance.
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AIP Insurance
Tel: 0191 241 8000
Email: AIR@a-n.co.uk
Website: www.a-n.co.uk
The Artists' Insurance Policy (AIP) arranged by a-n magazine on behalf of AIR members through Hencilla Canworth Ltd, can be purchased by artists with an a-n+AIR subscription. It offers cover for artwork and materials, studio and contents, and employers
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Artscope Insurance
Aon Private Clients, 6 Devonshire Square, Cutler Gardens, London EC2M 4PL —
Google Maps
Tel: 0207 882 0470
Website: www.artscope.aon.co.uk/default.aspx
Artscope is specialist insurance service from Aon, for art collectors, dealers and consultants. They arrange insurance solutions for private, corporate and public collections of art and antiques, jewellery and other valuable property, whether at one or more locations, on exhibition or in transit.
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