The less money you spend, the less you’ll need to earn or raise. Before you think about raising your income, work out if you can reduce your expenditure.

Everyone has a slightly different situation when it comes to his or her current earning and potential to turn a profit.

Whether you are receiving benefits or not, it will be useful to follow this step.

JobSeeker’s Allowance (JSA) is the main benefit for people of 'working age' who are out of work. People who are out of work (or working less than 16 hours per week on average) are eligible, as long as they are capable of working, available for work, actively seeking work and below state pension age.

When I start trading, even with my part-time job, what if I hardly make any money? How will I pay my rent?.

Before starting the process of business start-up we need to think about money.

If you can't be available for full-time work (and are therefore ineligible for JobSeeker's Allowance) and don't have enough money to live on, you may be able to get Income Support benefit instead.

Council tax benefit is a means-tested benefit for unemployed people or those on low incomes who have to pay council tax.

If you are on JobSeeker's Allowance or Income Support, or some other benefits, and you are in extreme financial circumstances, you can apply for one off grants from the Social Fund.

Housing benefit covers all or part of the cost of your rent if your savings are below a certain level.

Supplementary benefit is for those whose resources are insufficient to meet their requirements. Last month we looked at artists' entitlement to unemployment benefit and their duty to make National Insurance contributions; now we must consider artists' rights to supplementary benefit.

There are a large number of different benefits for disabled people for housing, council tax payments, income support, altering your home or for care or services you require.